Category: Financial services

Online internet banking

Consumers deserve better security in electronic payments

It is a lesson from history that fraud always moves to the least secure form of payment available. The first credit card was launched in 1950 in the US. To authorise a payment, the consumer simply had to present it...

/ January 12, 2017
A smiling service worker offering a credit card terminal to a customer. Blurred face, focus on credit card register.

Paying abroad may be costing you more than it should

You’ve probably never heard of the term ‘dynamic currency conversion’. But you’ve probably done it on holiday or on a business trip. And it’s most likely cost you money. Dynamic currency conversion is a service merchants offer consumers when they...

/ October 12, 2016
fintech

Technology to the rescue of finance?

Enter ‘Fintech’ into your favourite search engine. You will discover a whole universe of new technologies, companies and services, all set to revolutionise the way consumers manage their personal financial life. Smart apps and on-line platforms offer consumers tailored banking,...

/ June 30, 2016
bank notes

Why digital can’t replace cash

We live in a digital era where smartphones rule. These intelligent devices offer consumers instant and convenient access to information, services, shopping, banking and payments. So a logical question is to ask whether banknotes and coins still have a role...

/ June 16, 2016
Young boy, counting money and taking notes

Finance: when more education isn’t the answer

Most people struggle with the basics of retail finance. Apart from the number-crunching, it is an area packed full of jargon. Many financial products are constantly evolving and getting increasingly complex. This is hugely problematic. Decisions like taking a mortgage...

/ May 19, 2016
Bank

A regulatory tsunami – really?

Memory in politics is often short. Less than a decade after a devastating financial crash caused by a lack of regulation in the financial sector, the gates to deregulation seem to be opening again. Banks like to refer to the...

/ April 7, 2016