Redress and enforcement

Tools
- PDF Document - 606.09 KB

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BEUC, The European Consumer Organisation, together with 13 consumer groups from 13 countries (Albania, Austria, Belgium, Bulgaria, Denmark, France, Germany, Poland, Portugal, Slovakia, Slovenia, Spain and the Netherlands), conducted an evidence-gathering to document the widespread financial scams on Meta, TikTok and Google as well as the limited corrective measures platforms take to prevent their circulation. The screenshots were taken between December 2025 and March 2026. Consumer groups collected 893 examples.
Press releases
- PDF Document - 115.84 KB

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On 21 May 2026, BEUC, the European Consumer Organisation – together with 29 members from 27 countries – filed complaints with the European Commission and competent national authorities against Meta, TikTok and Google for failing to address the proliferation of financial fraudulent ads on their platforms as the EU’s Digital Services Act requires from them.
Reports
- PDF Document - 9.2 MB

Available in English
Consumers spend more time online and increasingly rely on digital payment services in their daily lives. As their digital presence grows, so do fraudulent practices, with online advertising emerging as a major vector for scams. Whether watching videos, following friends, scrolling or reading the news, consumers are routinely exposed to increasingly sophisticated fraud schemes, leading not only to financial harm – i.e. in 2024, consumers suffered financial losses up to EUR 4.2 billion – but also to a loss of trust in digital and financial markets.
Consumer Groups file DSA complaints against Meta, TikTok and Google for failing to curb financial scams
Letters
- PDF Document - 101.59 KB

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BEUC – The European Consumer Organisation, wrote to the European Commission to inform that, together
with 29 consumer organisations from 27 countries, we are filing complaints against Meta, TikTok, and Google with the European Commission and the competent Digital Services Coordinators, pursuant to Article 53 of EU Regulation 2022/2065 (the Digital Services Act- DSA).
Reports
- PDF Document - 5.79 MB

Available in English
BEUC, The European Consumer Organisation, together with 13 consumer groups from 13 countries (Albania, Austria, Belgium, Bulgaria, Denmark, France, Germany, Poland, Portugal, Slovakia, Slovenia, Spain and the Netherlands), conducted an evidence-gathering to document the widespread financial scams on Meta, TikTok and Google as well as the limited corrective measures platforms take to prevent their circulation. The screenshots were taken between December 2025 and March 2026. Consumer groups collected 893 examples. This annex does not intend to provide the exhaustive list of ads, but highlights key examples collected per organisation.

Besides our efforts to improve laws, their enforcement and providing redress when they are breached are also focal points of our work. National enforcement authorities need adequate powers to investigate and stop infringements, while they should cooperate among themselves and with consumer associations to ensure coherent enforcement of consumer rights throughout the EU.

If consumers are harmed, various redress tools, including independent Alternative Dispute Resolution (ADR) and effective Collective Redress procedures, should be available for consumers to obtain the compensation to which they are entitled. Our work has recently expanded to cover EU competition policy where the EU can take action against monopolies in the market which harm consumer choice

  • Collective Redress procedures have to be available and efficient in all Member States
  • Consumers being able to rely on independent ADR bodies, available in all sectors with common adherence of business
  • Enforcement stepped up throughout the EU
  • Encouraging the EU to continue to be a strong player in competition policy