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European consumers often book their holidays through pre-arranged or customised packages, which are regulated
by the existing Package Travel Directive (PTD). With the ongoing revision, BEUC provides recommendations for trilogue negotiations.

Payments are part of consumers’ everyday lives – whether paying with cash, cards, mobile apps, or online. As payments become increasingly digital, they bring convenience but also new risks, especially fraud. Consumers currently bear 86% of losses from fraudulent credit transfers, as existing rules under the Payment Services Directive no longer cover how fraud happens today. The new PSR needs to ensure a fairer share of liability to better protect consumers.

This two-pager summarises BEUC’s main recommendations for trilogue negotiations between the European Parliament and the Council on the Commission’s proposed Payment Services Regulation (PSR).