Back to the Future - The promises and perils of digital finance

Back to the Future - The promises and perils of digital finance

Banner with title of the conference

Biographies:

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Programme:

09:30 – 09:40 | Welcome words: Arnold Koopmans, BEUC President

09:40 – 10:45 | What should a digital euro for consumers look like?
The consumer reality-check: Digital exclusion in payments (presentation by Vinay Pranjivan, Senior Advisor, DECO)

Panellists

  • Evelien Witlox, Digital Euro Programme Manager, European Central Bank (ECB)

  • Anni Mykkänen, Senior Adviser on Payments, European Banking Federation

  • Christel Delberghe, Director General, Eurocommerce

10:45 – 11:00 | Coffee Break

11:00 – 12:00 | From Open Banking to Open Finance: What’s in it for consumers?
The consumer reality-check: Opportunities of Open Finance for consumers (presentation by Patricia Suárez, President, ASUFIN)

Panellists

  • Mattias Levin, Deputy Head of Unit, DG FISMA

  • Martin Einemo, CEO, Insurely

  • Andres Lehtmets, Senior InsurTech Expert, European Insurance and Occupational Pensions Authority (EIOPA)

  • Sebastião Barros Vale, Legal Officer, EDPS - European Data Protection Supervisor

12:00 – 12:30 | Commissioner Mairead McGuinness in conversation with consumer organisations

12:30 – 13:45 | Lunch

13:45 – 14:45 | Buy Now Pain Later? The consumer payment journey
The consumer reality-check: The psychology of fraud (presentation by Tony Herbert, Senior Policy Advisor, Which?)

Panellists

  • Larisa Tugui, Senior Policy Expert in Conduct, Payments and Consumers Unit, European Banking Authority (EBA) 

  • Eric Ducoulombier, Head of Unit, European Commission

  • Miryam Vivar Gómez, Lawyer, OCU 

  • Sanne van der Neut, Head of SEPA payments & Fraud, Rabobank

14:45 – 15:00 | Break

15:00 - 16:00 | From inducements to AI: the future of financial advice in the EU
The consumer reality-check: Getting independent consumer advice (presentation by Olof King, Advocacy Director, Consumentenbond)

Panellists

  • Alexandra Jour-Schröder, Deputy Director General, DG FISMA

  • Natasha Cazenave, Executive Director, European Securities and Markets Authority (ESMA)

  • Sylvain Coriat, Member of the Executive Committee, Allianz France

  • Robyn Laidlaw, Head of Distribution Europe, Vanguard Asset Management

16:00 - 16:10 Closing remarks by Monique Goyens, Director General, BEUC